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Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Commercial Package Policy | 38% | - Commercial Policy Components
|
| Adjusting Losses | 11% | - Role of the Adjuster
|
| Insurance Regulation | 6% | - Disciplinary Actions
|
| Dwelling Policy | 6% | - Exclusions, Conditions and Endorsements
|
| Insurance Basics | 6% | - Insurance Contracts
|
| Medical Reports and Terminology | 4% | - Basic Human Anatomy
|
| Homeowners Policy | 10% | - Liability Coverages
|
| Accident and Health Insurance Basics | 6% | - Types of Coverage
|
| Personal Inland Marine | 13% | - Personal Effects Floater
|
Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:
Which of the following is NOT an expense that could be covered by the Comprehensive Motor Vehicle Insurance Reparations Act (PIP)?
- A. Property damage.
- B. Medical expenses.
- C. Dental expenses.
- D. Lost wages.
Correct Answer: A 🗳️
Explanation: Only visible for TestPassKing members. You can sign-up / login (it's free).
The policy benefits are found in what part of an insurance policy?
- A. Insured's duties.
- B. Exclusions.
- C. Declarations.
- D. Conditions.
Correct Answer: C 🗳️
Explanation: Only visible for TestPassKing members. You can sign-up / login (it's free).
Under the Businessowners Policy (BOP), business income loss coverage begins after a covered loss has occurred and continues for a MAXIMUM of
- A. 3 consecutive months.
- B. 6 consecutive months.
- C. 12 consecutive months.
- D. 1 month.
Correct Answer: C 🗳️
Explanation: Only visible for TestPassKing members. You can sign-up / login (it's free).
On a Commercial General Liability claims-made policy, a claim is first made when notice of the claim is received by the insured party or the
- A. attorney for the injured party.
- B. injured party.
- C. insurer.
- D. insurance agent.
Correct Answer: C 🗳️
Explanation: Only visible for TestPassKing members. You can sign-up / login (it's free).
The self-insured portion of an insurance claim is called a
- A. principal.
- B. deductible.
- C. coinsurance.
- D. liability.
Correct Answer: B 🗳️
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