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About our NJ-Life-Producer test questions, it is one of authorized test materials for candidates who hold ambitious aims in the area. So we give you a brief introduction of NJ-Life-Producer test engine as follows:

Insurance Licensing New Jersey Life Producer Sample Questions:

1. All of the following are examples of third-party ownership EXCEPT

A) Collateral assignment.
B) Key person insurance.
C) Primary beneficiary.
D) Juvenile policies.

2. The applicant must face the possibility of losing something of value in the event of the insured's death. This principle is known as

A) Indemnification.
B) Adverse selection.
C) Viatical settlement.
D) Insurable interest.

3. The Producer Licensing regulation requires that a branch office be open to the public

A) On a posted schedule that provides reasonable access.
B) At least one evening per week and one Saturday per month.
C) No less than forty hours per week.
D) Monday through Friday from 8 a.m. to 5 p.m.

4. What is the purpose of the Accelerated Death Benefit Rider?

A) To increase the death benefit by a stated percentage.
B) To adjust the death benefit to keep up with inflation.
C) To decrease the tax liability of the insured's estate.
D) To provide for the early payment of the death benefit for a terminally ill insured.

5. A producer who is authorized by an insurance company to solicit, negotiate, or sell insurance contracts is acting as

A) An insurance agent.
B) An insurance consultant.
C) An insurance broker.
D) A financial consultant.

Solutions: